Home   Proper Bond is an organisation which primarily assists existing and prospective home owners in promptly acquiring and securing bond approvals from the four major financial institutions (ABSA BANK, STANDARD BANK, NEDCOR BANK, and FIRST NATIONAL BANK) in South Africa. Securing a home loan can be a hassle. Going from bank to bank, filling out countless application forms, the endless waiting for that phone call or, get Proper Bond to do it for you! We negotiate with the four major banks on your behalf to secure the most cost-effective home loan for you as quickly as possible — free of charge! We save you time, spare you frustration and charge you nothing! Contact us today to find out how our services will enhance your home buying experience! Current Prime Rate: 0.00%   Read about the NCA (National Credit Act) here.